Money and Finances Consumer Tips and Info

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​​Advance-Fee Loans
Advance-fee loan sharks prey on consumers by taking their money for the promise of a loan or credit, then ​leaving them in hot water.

​​​​​Bankruptcy
Y​ou want to get your money back for a product or service you were not satisfied with, but the company has gone bankrupt. What can you do?​

Negative Option Plans
​​A negative option is a marketing plan that makes it the responsibility of the consumer, not the seller, to cancel a contract or order.

Misunderstandings about refund policies are common. Many problems can be prevented by a clear understanding of policy.

Unfortunately, promises of “instant refunds” and “quick money” by tax preparer sevices are actually refund anticipation loans (RALs).