Money and Finances Consumer Tips and Info

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​​Advance-Fee Loans
Advance-fee loan sharks prey on consumers by taking their money for the promise of a loan or credit, then ​leaving them in hot water.

​​​​​Bankruptcy
Y​ou want to get your money back for a product or service you were not satisfied with, but the company has gone bankrupt. What can you do?​

Negative Option Plans
​​A negative option is a marketing plan that makes it the responsibility of the consumer, not the seller, to cancel a contract or order.

Misunderstandings about refund policies are common. Many problems can be prevented by a clear understanding of policy.

Unfortunately, promises of “instant refunds” and “quick money” by tax preparer sevices are actually refund anticipation loans (RALs).


Ten Tips to Avoid Fraud
Crooks use clever schemes to defraud millions of people eve​ry year. Here are some practical tips to help you stay a step ahead.