Identity Theft Fact Sheet - Filing an Identity Theft Complaint

​The Wisconsin Bureau of Consumer Protection assists and educates Wisconsin consumers who may be the victims of identity theft or fraud.

We enter your complaint into a database used to keep an eye on issues and trends of identity theft, identity fraud, and other privacy related issues. This helps us to not only assist you but others who have similar identity theft problems.

If you discover fraudulent charges on accounts in your name or are the victim of other types of identity theft or fraud, do the following:

File a complaint with the Bureau of Consumer Protection

The Bureau of Consumer Protection can assist you with recovering from identity theft fraud. To start the complaint process, take these steps:

  1. File a written complaint with Consumer Protection. You can get an identity theft complaint from any of the following ways:

    • Call: 1-800-422-7128

    • Download a form at: datcp.wi.gov

    • E-mail the Bureau of Consumer Protection at: DATCPWisconsinPrivacy@wi.gov

      The more information you provide, the more likely we will be able to assist you. Make sure you fill out and return the Non-Consent (notarized) and the Authorization to Release Information forms with the complaint form.

  2. Send us the complaint form with copies of any documentation that supports your complaint e.g., billing statements, credit reports, police reports, collection notices.

  3. Let your local police department know you are the victim of identity theft. They are required to file a report of identity theft even if the theft might have occurred some other place (See: Wis. State. § 943.201(4)). Request a copy of the police report for your records and keep it in a safe place. Provide the Bureau of Consumer Protection with a copy of the police report.

Please be aware that while your complaint is available for public review upon request under Wisconsin's Open Records law, the department will maintain the confidentiality of your personally identifiable information to the fullest extent permitted by law.

Expect feedback from Consumer Protection

Within a few days of receiving your complaint, a consumer protection investigator will review it to determine the appropriate course of action. Businesses related to your complaint may be contacted and corrective action requested. Although we cannot force a business to resolve a complaint or take action, our contact with companies often results in solutions to consumer problems. We will advise you in writing as to the action taken on your complaint.

The Bureau of Consumer Protection handles most complaints typically within a week of receiving your complaint, but more complex matters can take several months. We will advise you in writing of the disposition of your complaint once we receive a response from the business.

Our office provides victim assistance and recovery. If you wish to pursue this matter outside of our mediation efforts, contact a private attorney to discuss your legal remedies. You can contact an attorney by calling the State Bar of Wisconsin Lawyer Referral and Information Service at: 1-800-362-9082 or (608) 257-4666. If you meet income requirements, you can also get low-cost legal services by looking up Legal Aid in the yellow pages of your phone book.

If your complaint is part of a bigger identity theft or identity fraud investigation, we may share your complaint with the appropriate local, state, and federal authorities.

Place a fraud alert on your credit report

Immediately call one of the three major credit reporting agencies listed below. Ask them to place a fraud alert on your credit report with a note that creditors should call you before opening any new accounts in your name. When you notify one of the credit reporting agencies, they notify the other two. A fraud alert on your report helps prevent identity thieves from getting credit or opening new bank accounts in your name. The alert will be active for 90 days and renewed as often as you like.

Equifax Info. Services LLC

PO Box 105069

Atlanta, GA 30348-5069

(888) 766-0008

www.alerts.equifax.com

Experian

PO Box 4500

Allen, TX 75013

(888) 397-3742

www.experian.com/fraud

TransUnion LLC

PO Box 2000

Chester, PA 19016

(800) 680-7289

www.transunion.com/fraud

Check your credit report often

Federal law requires each of the three major credit reporting agencies to provide consumers with a FREE copy of their credit report each year. Review your report for any errors (address, employer, accounts, loans, collection notices, etc.). If you find accounts or information on your credit report that you do not recognize, it might mean that an identity thief is at work.

You can obtain your free credit report from Equifax, Experian, and TransUnion by calling (877) 322-8228 or going online at www.annualcreditreport.com. By ordering one report from one of the reporting agencies every four months, you can get your free credit report three times a year. If you discover fraudulent accounts or information on your credit report, file a complaint with Consumer Protection.

Contact your financial institution

Call your financial institutions and tell them that your personal information has been compromised and that you are concerned about identity theft. Cancel any compromised bank or credit card accounts. Ask them to flag your accounts and notify you of any activity that is unusual. Also, ask what other measures they can take to assist you.