A complete cash flow analysis includes an analysis of the debts owed by the farm business. It is important to look at not only the amount of debt owed, but also the term of the debt, interest rates, and repayment amount to get a complete picture of the operations debt structure. When doing a restructuring plan, these are the pieces of the debt structure that are modified.
Many farm operations that are struggling to make payments may not have too much debt, but instead have the debt structured incorrectly. The Farm Center's financial analyst can review your financial data to help you determine if your cash flow problems might be related to the debt structure.Return to Homepage