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Consumer Credit

The Wisconsin Department of Financial Institutions regulates consumer credit transactions (see Wisconsin Statutes chapters 421 to 427). Wisconsin law:

• Requires detailed disclosures in credit contracts and advertisements.
• Limits certain interest and non-interest charges in credit transactions.
• Provides a 3-day right to cancel certain contracts.
• Requires judicial process in repossessions.
• Prohibits certain collection practices.

For more information, see Consumer Law topic, Money and Credit.